Recent Post Headlines

Friday, January 2, 2009

FREQUENTLY ASKED QUESTIONS ON SIXTH PAY COMMISSION PENSION PAYMENTS FOR CIVIL PENSIONERS (AS PER CPAO)

Pre-2006 Pensioners and Family Pensioners

  1. What are the benefits due to me based on the Government of India’s decision on the recommendations of Sixth pay Commission on pension?

You should have received the enhanced pension w.e.f. 1 Jan 2006 and 40 % of the arrears accruing to you, as per the resolution of the Government of India notified in the Gazette of India on 29 August 2008 and OMs No. F. 38/37/08-P&PW dated 1 Sep 2008 (http://cpao.nic.in/pre-pensioners.pdf), 3 Oct 2008 (http://cpao.nic.in/F_no38_37_08partii.pdf) and 14 Oct 2008 (http://cpao.nic.in/NO.38-37-08-PPW141008.pdf).

  1. I am drawing my pension from a bank. What am I required to do for the bank to credit the revised basic pension and 40% of the arrears mentioned in the answer above into my pension account?

You are not required to initiate action at all. The Pension Disbursing Authorities (the Bank or PAO or Treasury from whom you receive pension) have been ordered by the Department of Pensions & Pensioners Welfare to initially compute your revised basic pension and to directly make the payment of the revised basic pension and 40% of arrears accruing from January 2006 by crediting your account by 30th Sep 2008.

  1. Can I get the detail of the revised basic pension due to me and the arrears paid to me?

The Bank branch from where you draw your pension should provide you with a pension slip and make entries in your half of the PPO on your request. They are also required to provide you with a Due and Drawn Statement to show the detailed calculations of the pension drawn by you since Jan 2006 and the amount due to you as per the orders of GOI http://pensionersportal.gov.in/. The amount of difference between the amount due to you and amount drawn should be indicated in this statement and will be the arrears paid to you.

  1. What is the revised basic pension due to me w.e.f. 1 Jan 2006?

To arrive at your revised basic pension please follow these steps:

    1. Pension based on normal fixation

    As per para 4.1 of the DP&PW OM dated 1 Sep 2008, your revised basic pension w.e.f. 1 Jan 2006 will be arrived at by adding the following:
    i. Basic Pension
    ii. Dearness Pension (50% of basic pension)
    iii. 24% of the sum of Basic Pension and Dearness Pension
    iv. 40% fitment on Basic Pension
    .

    1. Revised Basic Pension based on Minimum of VI PC Pay band plus Grade pay

    As per para 4.2 of the DP&PW OM dated 1 Sep 2008 read with the DP&PW OM dated 3 and 14 October 2008, if your qualifying service was 33 years, your pension should not be less than 50% (30% in case of family pension) of the minimum of the pay band plus grade pay under the VI Pay Commission corresponding to the scale you retired from (concordance with IV and V Pay Commission scales given in the Annexure I of DP&PW OM dated 14 October 2008). In case your qualifying service was less than 33 years, your pension will be reduced pro-rata.

    1. Maximum of a. or b.

    Take the maximum of the two enhanced basic pensions calculated in sub-paras a. and b. above as your enhanced basic pension w.e.f. 1 Jan 2006.
    Illustration:
    Suppose at the time of your retirement on 31 Jan 2000 after a qualifying service of 30 years, your basic pension was Rs. 13000 as you had retired from the scale of Rs. 24050-650-26000.
    By applying a. (normal fixation method) the revised basic pension w.e.f. 1 Jan 2006 is Rs. 29380 by adding the following:
    i. Rs. 13000 (Basic Pension)
    ii. Rs. 6500 (Dearness Pension - 50% of basic pension)
    iii. Rs. 4680 (24% of Basic Pension + Dearness Pension i.e. 24% of Rs. 19500)
    iv. Rs. 5200 (40% fitment on Basic Pension).
    By applying b. (based on Minimum of VI PC Pay band plus Grade pay method) the revised basic pension is Rs. 37750 for full qualifying service (33 years) as the V Pay Commission scale Rs. 24050-650-26000 has been revised to Rs. 75500-80000 in the VI Pay Commission. However, the qualifying service being 30 years, your revised basic pension will be Rs.34318
    Therefore, your revised basic pension is Rs. 34318 being the maximum of Rs. 29380 and Rs. 34318.

    1. Additional Quantum of Pension based on Age for those aged 80 and above

    As per para 4.5, an additional quantum of pension is admissible to Pensioners/family pensioners above the age of 80 as per the table provided in the DP&PW OM dated 1 Sep 2008.

    Age of Pensioner/FamilyPensioner Additional Quantum of Pension
    From 80 years to less than 85 years

    20% of revised basic pension/family pension

    From 85 years to less than 90 years

    30% of revised basic pension/family pension

    From 90 years to less than 95 years

    40% of revised basic pension/family pension

    From 95 years to less than 100 years

    50% of revised basic pension/family pension

    100 years or more

    100% of revised basic pension/family pension

    Illustration:
    Suppose you are 81 years old in Feb 2006 and your revised basic pension /family pension has been fixed at Rs.13152 on 1 Jan 2006. The additional quantum payable to you will be 20% of the basic pension /family pension i.e. Rs. 2630 till you are 85years old. Dearness relief will be payable on this quantum also.

  1. When will I get my arrears?

As per Para 12 of OM date 01-09-2008 your enhanced basic pension and 40% of your arrears should have been paid to you by 30 Sep 2008 or before by Pension Disbursing authority.

Based on grievances received, the Department of Pensions & Pensioners Welfare have issued clarifications vide OM No. 38/37/08-P&PW(A).pt.II on 03-10-2008 and vide OM No. 38/37/08-P&PW(A).pt.l 14-10-2008 and required that the enhanced pensions/family pensions and arrears thereof should be disbursed within a week of the date of issue of the clarification of 14-10-2008 in accordance with the ready reckoner and the additional quantum of pension to pensioners aged 80 years and above.

The last date for all cases being covered including the provisions of para 4.2 of the DP&PW OM dated 1 Sep 2008 based on the clarifications and directives in this DP&PW OM was 14 Nov 2008.

  1. Is it possible that the Bank may delay my enhanced pension/arrear payment if the money from the Government for my pension/ arrears has not reached the Bank branch?

Never. The Banks are required to obtain re-imbursement from the Government after they credit the pensioner each month.

  1. My Date of Birth /my scale of pay at the time of retirement/qualifying service is not available with the Pension Disbursing Authority (PDA), What do I do?

The bank was required to obtain the same from the Accounts Office which issued your PPO/CPAO and conclude the payments within the dates mentioned above.

You may also apply to the Head of Office who sanctioned your pension /family pension and expedite the revised authority indicating the Date of Birth, of pensioner and family pensioner (spouse), scale of pay at the time of retirement/qualifying service and get it sent to CPAO for onward transmission to the bank (PDA).

  1. I am the legal heir of my family. Both my parents are dead will I get the arrears of pension?

The payment of arrears to legal heirs will be governed by Para 23.1, 23.2 & 23.3 of the Scheme for payment of pensions to Central Government Civil pensioners by Authorised Banks http://cpao.nic.in/scheme.pdf

  1. My pre-1996 pension has not been revised. Will the ready reckoner provided in the DP&PW OM dated 1 Sep 2008 help me in getting the revised pension 2006?

No, first you have to get your pension revised as on 1 Jan 1996 and then this revised pension should be used as a base to calculate the revised basic pension as per VI Pay Commission w.e.f. 1 Jan 2006.

  1. Will the Accounts Office who issued my PPO revise my Pension also?

Yes. In all Pre-2006 cases, the concerned Head of the Department will revise the authority indicating the revised basic pension and other details including the Date of Birth of the Pensioner/Family Pensioner, Scale of Pay at retirement, Qualifying Service. This will be endorsed to the Banks through CPAO.

  1. Will I get Dearness Relief on my revised pension/family pension?

Yes, you will get Dearness Relief as applicable from time to time applied on the sum of basic revised pension/family pension and additional quantum of pension/family pension based on age. The rates of Dearness Relief before and after VI Pay Commission are given below:

Period

Pre-Revised (old Rates)

Post Revised (New Rates)

1-1-2006

24%

Nil

1-7-2006

29%

2%

1-1-2007

35%

6%

1-7-2007

41%

9%

1-1-2008

47%

12%

1-7-2008

54%

16%

  1. If I find that the calculations are not correct or I have been paid less to whom should I approach?

First you may contact your paying branch and their Corporate Office. If not satisfied then kindly approach your department through written representation as well as the Grievance Cell of DP&PW. Your department will send a revised authority if justified to the Bank through the CPAO to revise your pension.

  1. Is the Constant Attendant Allowance admissible to all disabled pensioners irrespective of the date of retirement (i.e. before or after 1.1.2006)?

Yes, it will be admissible from 01-01-2006 to all disabled pensioners, who retired with 100% disability under CCS(EOP) Rules and fulfilled the conditions mentioned in D/o P&PW's OM dated 2.9.2008.

Post 2006 Pensioners

  1. I am a Post 2006 Pensioner. Who will revise my pension?

    You have to exercise your option for revision of pay and pension and submit the required revised options to your department last served which sanctioned your pension. On receiving the case, the concerned PAO will revise your pension and send the revised authority to CPAO for onward transmission to the bank for the payment of revised basic pension and the arrears. But you will get only 40% of arrears payable during 2008-2009.

  2. My spouse is a Pre-2006 Pensioner but expired after Jan 2006. Will I get arrears?

    Yes, the life time arrears will be paid to you being the spouse. The family pension also should be started by your bank automatically & revised family pension will be paid as per 6th Pay Commission.

  3. Can I get details of my arrears?

    Yes you should get a Due and Drawn statement, pension slip and endorsement in your half of the PPO of the revised basic pension from your paying branch. Even if your paying bank has a CPPC for centrally computing/ calculating the revision, these details should be made available to you at the paying branch for your convenience.

  4. If my postal address has been changed to whom should I report for changing the same in all official records?

    Please inform your department who will get a revised authority issued by PAO, CPAO on receipt of the same ensure that the revision authority indicating the changes is sent to the bank. Please ensure the changes are made so that PAO/CPAO can send your authority at your correct address.

  5. If I have changed my paying branch between 2006 to 2008 to whom should I inform?

    In case your bank has been changed, kindly ensure that originating bank has sent the information of the changed address to the CPAO in annexure 21.You may also inform the changed address to your department who will be issue the revised authority incorporating the changes and send to your bank through CPAO.

Vacancy of Deputy Commissioner (Finance) at Kendriya Vidyalaya Sanganthan